Great companies run on great systems. The Corporate Advocate is dedicated to creating technology tools that help our clients effectively manage the systems in their business while reducing costs to their company’s bottom line.
Our technologies were developed from years of working side by side with our client companies to solve their greatest challenges.
We learned firsthand that in addition to being very expensive, most of the technological solutions that were previously utilized by our client companies (prior to joining our business advocacy model) were only meeting a portion of their operational needs. Some were utilizing time consuming and error prone manual systems, while others chose to pay for multiple technological platforms that required duplicate and triplicate points of entry for data and lacked the integration capability with their third-party service providers for their payroll and funding needs.
While our financial model might be built around brokering our clients insurances and other business services, our passion is built around solving our client’s toughest business challenges, increasing their company’s profitability and providing them with technology tools that will streamline their operations while protecting their companies from fraudulent employment lawsuits and government imposed fines
If you are ready to take your company to the next level, check out the tools that we have available to help you operate your business at peak performance, without adding any additional costs to your businesses bottom-line.
We earn your Insurance
In 2007 one of the biggest challenges facing our clients was the rising costs of their businesses insurances, especially their Workers Compensation. Most where facing large down payments for their policies and or collateral calls for those in captives and large deductible programs. While at the same time they were all facing declining revenues due to the approaching of the Great Recession of 2008. To further exasperate their problems as they were being forced to lay off large portions of their workforce they began seeing a rise in their workers compensation claims many of them being fraudulent post termination claims.
Being the Advocates we are we had to solve these challenges for our clients to ensure they stayed in business and that we were able to retain them as a client. Out of this need our Advocacy model was born to create a win win model for both us and our clients that we broker and advocate for.
Not only are your Advocates Workers Compensation Insurance experts but are clients tell us we are the most strategic and hardest working Insurance brokers in the Industry.
We provide our clients a full service brokerage for:
- Workers Compensation Insurance
- General Liability Insurance
- Professional Liability Insurance
- Commercial Auto Insurance
- Commercial Property Insurance
What has your Insurance Agent done for you lately?
We’re willing to bet that the last time you spoke to your insurance agent, (You can take a second to think about it) it resulted in you giving them your hard-earned money. If they earn enough from your policies, you might have been lucky enough to get a free round of golf.
At TCA, we believe in making your money work for you. We want to earn your insurance, and work even harder to keep you as a client. That is why we re-invest in our clients and do all we can to make sure they are not only surviving, but thriving!
Whether it is delivering a $20,000 check for a new hire wage reimbursement to our clients, or sponsoring an OSHA certified safety course for our clients at no cost to them. We are constantly looking for new ways to help you save money and grow.
Payroll Funding/Credit Lines
We have relationships and success with advocating for our clients with traditional banks, lending institutions, government backed programs, factoring companies and private investors.
One of the biggest challenges for a growing business (regardless of how profitable their business model may be), is cash flow. Most banks and reputable lending institutions like to lend money to you when you have established credit and great financials, not when we need it the most as a new or growing business. Another option many growing businesses are forced to turn to is the predatory lenders that charge astronomical rates and that make it difficult to leave once you begin with them.
Your advocates have viable solutions for almost every scenario and will work with you to develop a roadmap to access the capital you need to grow your business while costing you the least amount of money to your bottom line.
We are confident that we can come up with a solution for every situation that will improve your company’s cash flow situation and allow for your desired growth.
Corporate Tax Incentives & Planning
Paying taxes is as much a part of running a business as serving our clients; to be successful it must happen. How much we pay will depend on how strategic we are in our planning and how we take advantage of all the government incentives, tax credits and loopholes that are available to each and every business. We have more than three decades of experience in working with our clients and their accountants to ensure they are taking advantage of each of these programs to ensure maximum tax savings while running a profitable and growing business.
It is imperative that as a growing company, we show that we are profitable and have paid our share of taxes (and no more) to ensure that we can access the credit lines and funding we need to ensure we have the needed cash flow available to us as our businesses grow and prosper.
Part of this planning process will be sitting down with you and your tax accountants to review your tax returns and ensure you are utilizing all the government incentives available to you such as the Work Opportunity Tax Credit (WOTC) and the On the Job Training Reimbursements. If these are programs that we have determined will benefit your growing company, we will assist you with the implementation of utilizing them.
The top leaders in every industry have professional coaches and trusted advisers around them if they desire to rise up to become the elite in their profession. Professional actors, athletes, singers and musicians all have coaches and trainers on their team. This should be no different for us. As business owners, we need a plan and a team of professionals that will guide and encourage us to the top of our game. As your trusted advocates, we will become a part of your team without ever increasing the cost to your company.
Your vision is within arms reach and we will work with you to identify the funding and resources you need to get you there. Many of us invest a lot of time and money into our employees and products, but little in our own knowledge and development. As the leader of our organizations, we need to allot the time and resources to grow our knowledge and capabilities so that we can lead our team to success.